The Am Ex Gold Card is my latest credit card and the best card for foodies and luxury seekers! Not to mention those that love to travel like me.

I feel so fancy when I lay down my new, metal, rose gold, Am Ex Card at restaurants! Plus, a pink credit card? Who else has one of those?! (Not into pink? Stick to classic gold.)

Though this card has a little higher fee than my other cards, I will share the perks that make back the annual fee and then some.

1. Rewards Points

The main reason I got this card is because the Am Ex Gold offers 4 points per dollar spent at restaurants worldwide. This also includes take out and delivery in the US.

I definitely consider myself a foodie, so I spend a lot on restaurants every month. Connecting with friends and family over a wonderful meal is one of the greatest joys in life! Don’t you think?

I also earn 4 points per dollar at U.S grocery stores (up to a limit of $25,000.) Note that this does not include retail stores like Walmart and Target. I use this card at those stores to maximize my points.

The Am Ex Gold also gives 3 points per dollar on flights booked directly with airlines or through Am Ex Travel. Compare the cost of flights though.

I usually book directly with the airlines to double dip on points. That way I earn Am Ex Gold points as well as airline miles.

I only earn 1 point per dollar for all other expenses, so I use my this card for all my other purchases.

2. Monthly Statement Credits

Am Ex Gold also gives a $10 credit each month for dining at certain restaurants. One of which is The Cheesecake Factory, which is a favorite of mine.

I can also get the credit at Grubhub, Goldbelly, Wine.com, Milk Bar and certain Shake Shake locations.

You do have to register for the statement credits once you receive the card. It is not automatic, but only takes a couple minutes.

Ever take Uber or use Uber Eats? This card also gives $10 a month in Uber Cash when you add your Am Ex Gold Card to your account.

To avoid delivery fees I just order my favorite takeout through the Uber Eats App and then select it for pickup instead of delivery. It’s a great way to use the credit without spending extra!

Be aware that both of these credits do not accumulate, so if you don’t use it that month the credits are gone.

3. Am Ex Gold Offers

Another great way to save money or earn more points is to check for Am Ex Gold Offers. They have great discounts on travel, dining, shopping, entertainment and more.

I scored a $100 credit on a recent trip to Santa Fe after spending $250 on my Marriott Hotel for the weekend.

I always check my Am Ex Gold Offers when I need to book a hotel because it offers the most savings. They have good offers on cruises as well.

I’ve also gotten discounts for charging everyday things like my cell phone bill, car insurance or streaming service.

The offers do have to be manually added to your card, but it only takes a few minutes. I get an email when new offers are available and I usually add them to my card while I’m hanging out at home watching TV.

4. The Am Ex Gold’s Hotel Collection

Dreaming of even more luxury? The Am Ex Gold offers a $100 experience credit when staying two nights or more at a Hotel Collection hotel when booked through Am Ex Travel.

I checked out one of The Hotel Collections beautiful and historic hotels above, The Hacienda del Sol on my recent trip to Tucson, Arizona.

They have several inner courtyards filled with fruit trees like this one above that are the perfect place to relax and read, have a chat or enjoy a glass of wine while you listen to the bubbling fountain. So peaceful!

Use the credit for dining, spa treatments or other experiences. Plus get a free room upgrade!

5. Other Perks

There are no foreign transaction fees when using the Am Ex Gold, which is very important to me.

Plus when I travel more than 100 miles from home I can use Am Ex Gold’s Global Assist Hotline for any medical and legal referrals should I experience any trouble while traveling. I can also get help with emergency wire transfers should I need it.

There is also baggage insurance and car rental loss and damage insurance when I book using my card. While I don’t usually check a bag I do rent cars and this saves a ton on skipping the insurance and also offers me peace of mind should something happen.

The Am Ex Gold also offers premium experiences and preferred access to premium seats for select cultural and sporting events too. Get first access to culinary events, concerts and new musicals. Fancy attending New York Fashion Week? The US Open for Tennis? VIP Access to the Grand Prix in Monaco? You can!

6. Am Ex Gold Bonus

Last, but very much not least, the Am Ex Gold is currently offering 60,000 Membership Rewards Points after spending $6,000 in the first 6 months.

I automate most of my bills to my credit cards, so it was very easy to make this requirement. It took me about 3 months.

That’s a pretty quick way to 66,000 points. That’s almost enough for a round trip business class flight from the East Coast to Spain. Iberia Airlines has them off peak for 37,000 points one way. They are one of Am Ex Gold’s many airline transfer parters.

I used my bonus miles to book a business class flight home from Paris this Fall on Air France’s website. I used left over miles from another card for my business class flight to Paris. Air France and KLM are Am Ex Gold transfer parters too. They often have business class flight sales for only 50,000 points each way.

That Paris flight home was a $4,200 flight if I had booked with cash! I only paid $384 for the taxes. It would have been less, but I’m flying back through London Heathrow which notoriously charges higher taxes and fees. Avoid flying through there if you are not traveling to England. It’s a crazy busy airport too. One of the busiest in the world.

It met my schedule requirements best though, so I was happy to pay a little more. It was still less than the cost of an economy ticket. I’d much rather fly in style! Wouldn’t you?

Is the Am Ex Gold Card fee worth it?

The annual fee for the Am Ex Gold card is $250. I think it is well worth it since I take advantage of the monthly dining and Uber credits each month, which add up to $240 per year. The additional offers that Am Ex Gold offers like the $100 I got off my Santa Fe Hotel put it over the top for me.

What I also love about this card is the flexibility in the amount of transfer parters it has. It has 13 air and 3 hotel transfer partners. Plus I’m never sure where my next adventure will be, so I have the flexibility to travel to many different places on a variety of airlines.

This is invaluable to me now that I found a consistent way to use miles to book business class flights from the US to Europe. No more being cramped in economy for me! I hope you give Am Ex Gold a try.

Ready to sign up?

Here is my personal referral link. If you apply using my link and get approved by 5/22/24 there is an extra bonus gift for you!

You will receive an additional 20% back in statement credits on restaurant purchases worldwide during the first 3 months of Card Membership! (After meeting your bonus spend. $50 maximum credit).

Please note I will also receive 10,000 points for my referral at no cost to you. A win, win I think. 😉

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